Guide22 Oct 2026 · 5 min read

Moneypenny, or missed-call text back?

The short answer

A live answering service like Moneypenny puts a real, polite person on the calls you cannot take, in your firm's name, and sends you the message straight away. That person takes a message: unless they have your diary and your prices they cannot book the job or price it, so the customer still waits for you, and the service is paid for by the minute. A missed-call text back costs one flat price, comes from your firm, and gets the caller to tell you the job in writing while you finish what you are doing.

What a live answering service does well

A person answers. For a caller who wants to hear a voice, that is better than any text, and Moneypenny is good at it: its receptionists answer in your company's name, take the details you agreed with them, and send the message to you immediately by email or text. Its message-taking covers weekday office hours, with 24-hour cover as an extra.

Where it stops, by design

A receptionist is a message-taker. They can tell a homeowner with water through the ceiling that you will be in touch, but not when you can get there or what it will cost, because they do not know. So the customer is still waiting for you, the same as if you had texted, and the person they spoke to was not you.

And it is paid by the minute. Moneypenny sells minute plans: use more than your plan and the extra minutes are charged, or calls go to voicemail. A busy month, the one you most need covered, is the one that costs most.

Side by side

The caller gets
A live answering serviceA person who takes a message
Missed-call text back (Slate OS)A text from your firm within seconds, which they can reply to
You get
A live answering serviceThe message by email or text
Missed-call text back (Slate OS)The missed call and their reply on your phone, as a job
Can it price or book the job?
A live answering serviceOnly what you have briefed them on
Missed-call text back (Slate OS)No. You do, when you ring back
After hours
A live answering serviceExtra cover, at extra cost
Missed-call text back (Slate OS)Your after-hours text, included
How it is paid for
A live answering serviceMinute plans; busy months cost more
Missed-call text back (Slate OS)£249 a month, calls and texts included

What we say about Moneypenny is from its own message-taking page, read on 22 October 2026. Check its current plans before you decide.

Which suits you

  • If you want a human voice on every call, and the minutes are worth it to your business, a live answering service does that well.
  • If what you need is for the caller to wait for you instead of ringing the next firm, a text back in your firm's name does that for one price, and gets you the job in writing first.

Straight answers

Is a text as good as a person answering?
For some callers a voice is better. For most people ringing a plumber, what matters is knowing their call was got and that you will ring. A text does that within seconds, and in the YouGov survey for Answer4u only 6% said they would leave a voicemail, so silence is the thing to avoid.
Does a receptionist text the caller back?
Moneypenny's message-taking page, read on 22 October 2026, says messages are sent to you by email or text. It describes nothing sent to the caller.
What does Slate OS cost?
£249 a month, one plan. The first 25 firms pay £199 a month for as long as they stay. You get 14 days free from the day you start, and if you are not happy within 14 days of your first payment, you message us and we refund it in full.

Sources

Slate OS gives you an office line that rings your own mobile. When you can’t pick up, the caller gets a text in your firm’s name within seconds, and the job lands on your phone. Quotes, invoices and a diary come with it, for when you want them.